Why does anyone need an estate plan?  We all have some idea of what should happen to our stuff after we die.  A lot of people think “just let my spouse or kids have my stuff when I die.” Some people think “I really don’t have anything to leave behind.”  Others figure that they will not be around to worry about it so it is really not their problem; they think it is not important.

People who create estate plans find out that there is a lot more to it than just passing on what is left when they die.  A lot of people have a simple will and think that is all there is to it.  There stuff will go where they want when they die.

The problem is that a will is just a piece of paper until you die.  Even then the will does nothing until it is  filed with the public probate court.  The will does nothing while you are alive.

What if you don’t die but you get sick?  What happens when you can no longer make decisions on your own?  Without an estate plan your